Democrat/Obama Health Plan

CHART ILLUSTRATING THE COMPLEXITIES OF HOUSE DEMOCRAT HEALTH CARE PLAN
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MORE PROVISIONS (Added as I go through them):

Section 113 b-1 Page 22: Mandates an audit of all employers that self-insure to "ensure that the law does not provide incentives for small and mid-size employers to self-insure".

Section 123 Page 30: A government Health Benefits Advisory Committee will recommend what treatments and benefits are available. Once accepted and adopted by the Secretary of Health and Human Services, there is no appeal.

Section 141 & 142 Page 42: Establish a "Health Choices Commissioner" appointed by the Prresident who will establish qualified plan standards for the insured, establish a "Health INsurance Exchange", will administer "Health Insurance Credits" and determin who is eligible, will ensure compliance, conduct audits, administer penalites and remedies.

Section 152 Page 50: All healthcare services will be provided without regard to "personal characteristcs" which is not defined within the document as is understood to include immigration status.

Section 1173A a-2-D Page 58: Calls for a National Health Plan Beneficiary Identification Card for every person and the ability to determine a persons indivual financial responsibility and eligibility prior to, or at the time of service.

Section 1173A a-4-C Page 59: Requires the ability to have electronic funds tranfer from insured account to the federal government automate reconcilliation of health care payment.

Section 164 Page 65: Taxpayers will subsidize a retiree reinsurance health fund up to 10 billion dollars to assist participating employment-based plans (unions, community organizers, etc.) with the cost of providing health benefits to retirees and to eligible spouses, surviving spouses and dependents of such retirees

Section 294 b-7 Page 91: Government mandates culturally and linguistically appropriate communication and health services for all.

Section 205 a-1 Page 95-96: The Government will etsablish an outreach program to inform, educate, and enroll participants, directed at "vulnerable" populations and to be accomplished in person at "community locations", by mail, telephone, or electronically. Tailor made for ACORN and Americorps.

Section 205 C-3-3 Page 102: If you do not enroll in a "National Health Exchange Plan" and are eligible for Medicaid, you will automatically be enrolled in Medicaid. You have no choice in the matter.

Section 223 f Page 124: There will be no administrative or "judicial review" permitted for payment rates established under the National Health Care Plans.

Section 224 b Page 125: The Secretary shall design and implement the payment mechanisms and policies under this section in a manner that — (1) seeks to (B) reduce health disparities (including racial, ethnic and other disparities).

Section 312 a-4, c-2 Page 145-148: An employer MUST auto-enroll employees into a government approved plan, either the public plan or another plan, unless an employee makes an affiormative decision to opt out.

Seaction 312 b-3 Page 146-147: Employers MUST pay pro-rated healthcare contribution for part-time employees AND their families.

Section 313 b-1 Page 150: Any employer with a payroll of $400K or more, who does not offer the public option, pays an 8% tax on payroll, $350+-400K it is 6%, for over $300+-350K it is 4%, for $250+-300K it is 2%.